Rainwater, Holt & Sexton | Injury Law Blog

Why We’re Skeptical of New Products

by Cary Graham | August 29th, 2016

Over the years, we’ve learned to be a little skeptical when new products hit the market, especially those that claim to be a safe alternative to another product known to be dangerous. Take e-cigarettes for example. When e-cigarette devices first hit the market, the manufacturers claimed that vaping was better for you than smoking. That may or may not be true, but we’re pretty sure exploding e-cigarette devices are not. Hundreds of explosive and/or fiery incidents later, e-cigarette victims are beginning to win lawsuits against the manufacturers.

At Rainwater, Holt & Sexton, we’ve been holding manufacturers of defective products accountable for decades. Consumers have rights, but in order to exercise those rights they need a legal advocate they can trust fighting on their behalf. That’s where we come in. When someone is injured by a defective product, they turn to us to get them money for medical bills, lost wages, pain and suffering, and more. We’re proud to stand between them and the manufacturers that caused their injuries, and we’re ready to do the same for you.

If you or someone you love has been injured by a defective product, call our experienced product liability lawyers today for a free evaluation of your claim. You might be entitled to significant compensation for your injuries, so don’t wait to call. Contact us today.

What if I was injured in a boating accident?

by Danielle Robertson | August 26th, 2016

As the summer winds down, many people are trying to fit in their last bit of fun on the water.  Unfortunately, while boating can be a great family activity, hundreds of people are hurt or die in boating accidents every year. At the end of 2015, Arkansas had 171,268 registered boats in the state.  During that same year, there were 56 accidents reported to the Arkansas Game and Fish Commission.  These accidents included 26 injuries and 9 fatalities.

There are many causes of boating accidents.  The most common include careless or reckless operation of a boat, operator inattention, and improper lookout.  Alcohol is often a factor in boating accidents as well.  Occasionally, the equipment itself causes an accident, which potentially could be a claim against the manufacturer. Regardless of the cause, if you have been injured, you will want someone looking out for your best interests.

Boating accidents happen because often people underestimate the dangers of water craft or don’t understand the safety laws. Boating education is extremely important in order to limit boating accidents. Arkansas requires anyone born on or after January 1, 1986 and operating a motorboat, personal water craft (PWC) or sailboat in Arkansas to take the Arkansas Boating education course.

However, even with the best education, negligence and accidents happen. The state of Arkansas requires liability insurance to be carried on any motorboats with over fifty horsepower or any PWC.  This insurance policy must provide at least $50,000 of liability coverage per occurrence.  But how do you file a claim and deal with the stress of handling sorting out the coverages while injured?

If you’ve been injured through the negligence of another, we’re here for you. Whether it is a car, motorboat, PWC, or any other vehicle at issue, the attorneys at Rainwater, Holt & Sexton will help you through the insurance claim process and help you get the compensation you deserve.

The Dangers of Assuming You’re Not Injured

by Cary Graham | August 22nd, 2016

The first thing anyone does immediately following a car accident is to check to see if anyone in their vehicle is injured. Only when you know the answer to that question can you know what needs to be done next. Hopefully, there are no injuries and everyone can walk away from the accident with their most valuable asset: their health. However, just because you didn’t suffer any broken bones or lacerations doesn’t mean you weren’t injured. One of the most common and serious injuries sustained in car accidents don’t materialize until after you’ve left the accident scene, sometimes once it’s too late.

A concussion is a form of traumatic brain injury (TBI) often sustained in a car accident that can lead to serious complications, including epilepsy. However, because there are usually no immediate external indicators that you’ve sustained a concussion, you may assume at the scene of the accident that you’re fine. That’s why it’s vitally important that you seek medical attention after an accident even if you feel fine initially. A simple medical exam at the hospital can help determine whether or not you’ve sustained a TBI that needs to be closely monitored. Don’t take chances with your life. Take the time to go to the hospital.

If you or someone you love sustained a traumatic brain injury, we know how to protect your rights to compensation. Call our Arkansas brain injury attorneys today for a free consultation.

Four recognized by Best Lawyers

by Richard Atkinson | August 17th, 2016

Being recognized for quality work by your peers is one of the highest honors a lawyer can achieve.  We are honored when our attorneys win an award driven by peer nominations and reviews. Rainwater, Holt & Sexton is pleased to announce four of our lawyers have recently achieved that honor.  Mike Rainwater, Bob Sexton, Denise Hoggard, and Thom Diaz were recently recognized by Best Lawyers®.

Mike Rainwater has been recognized on the Best Lawyers list since 2006 and holds the distinction of having the honor for the longest at the firm. He is recognized for his work in plaintiff personal injury litigation.  Denise Hoggard, sitting Arkansas Bar President, has been on the list since 2008 and is listed for her work in employment law litigation. This is the second year listed for Bob Sexton and Thom Diaz.  Both are recognized for their work in plaintiff personal injury litigation.

According to the Best Lawyers “Inclusion in Best Lawyers is based entirely on peer-review.  The methodology is designed to capture the consensus opinion of leading lawyers about the professional abilities of their colleagues within the same geographical area and legal practice area. Best Lawyers employs a sophisticated, conscientious, rational, and transparent survey process designed to elicit meaningful and substantive evaluations of the quality of legal services. Our belief has always been the quality of a peer-review survey is directly related to the quality of its voting pool.”

For more information about Best Lawyers click here. We are proud of our attorneys and the culmination of their work this award represents.

The Good Ol’ Days Are Gone

by Cary Graham | August 15th, 2016

It wasn’t too long ago that you could go into your local grocery store, pick out all the groceries you need, and instead of paying cash right away, you simply put it on your tab to be paid later. That was back when a person’s word was as valuable as the money in their bank account. People trusted and looked out for one another, doing the right thing even when it was tough.

As an employee, you were part of that business’s family, and family always took care of their own. Unfortunately, the workplace has changed significantly over the past few decades. Nowadays, it’s all about the bottom line. Whereas it used to be understood that someone injured on the job would be taken care of, whether or not the employer had insurance to cover it, today, nothing is understood except that you can’t expect your employer or their insurance company to do the right thing.

That’s why it’s so important to call an attorney if you’ve been injured on the job. An experienced workers’ compensation lawyer can stand up for your rights to compensation for medical expenses, lost wages, and more. In other words, we’ll make sure your employer lives up to their responsibility. If you’ve been injured on the job, give our Arkansas workers’ compensation attorneys a call today for a free consultation. We’re ready to help.

Spirit of Arkansas Winner – A Veteran’s Best Friend

by Richard Atkinson | August 10th, 2016

A Veteran’s Best Friend is this month’s Spirit of Arkansas winner for all the work they do with veterans in the community.  All too often we hear about veterans with PTSD struggling to adjust to normal life. One way to help those veterans is to provide them with a service dog.  This is where A Veteran’s Best Friend comes into play. This organization provides service dogs and assistance in training the dogs for specifically for veterans. That is not all they do.  There is also a built in support group that has developed within the organization. Veterans are an integral part of our community and we thank A Veteran’s Best Friend for their work. We are honored to present them with the Spirit of Arkansas Award.

Rainwater, Holt & Sexton is partnered with KATV Channel 7 to present the “Spirit of Arkansas Award.” The award is given to local charities doing exceptional work in the community.  To be considered for the Spirit of Arkansas Award, a charity can apply at http://www.katv.com/story/29483184/the-spirit-of-arkansas-nomination-form .

The Realities of an Arkansas Car Accident

by Cary Graham | August 8th, 2016

If you think calling a lawyer is an option and not a necessity after a car accident, you might want to consider the following realities about car accidents in Arkansas. First of all, this accident is going to cost you. It’s a fact that if you’ve been injured and require medical treatment, the bills are coming to you. Without an attorney, it’s up to you to get the other driver’s insurance company to pay your current medical expenses and any future medical expenses as well.

Here’s the catch. You only get one shot to do so. After you sign a settlement agreement, the insurance company is off the hook for any future expenses. That means you have to negotiate not only your current medical expenses but also anticipate accurately what those future expenses will be as well. If you miscalculate, the bills are your responsibility.

Secondly, you’ll have to deal with the insurance company while you’re recovering from your accident. It’s within the insurance company’s best interests to settle as quickly as possible following your accident. Think you’ll be up for fighting that battle while dealing with hospital stays, doctor visits, and physical therapy? Probably not. An experienced lawyer fights those battles on your behalf, so you can concentrate on one thing: getting better.

If you’ve been injured in a car accident, it’s imperative that you consult with an attorney immediately. Give our experienced Arkansas car accident attorneys a call today for a free consultation. Going it alone could be detrimental to your claim, so call today.

Arkansas Bankruptcies Linked to Car Accidents

by Cary Graham | August 1st, 2016

In this blog, we talk a lot about fighting the insurance company for what you deserve after a serious car accident. On occasion, we also talk about your options in the form of bankruptcy when you and your family fall on hard times. Because they are usually in separate blog posts, it might be reasonable to assume that they are separate issues, but they are more related than you might think.

After a serious car accident, the main thing (other than your recovery) you should be concerned with is how much this accident is going to cost you. The number one expense for accident victims is medical bills. Those medical bills can add up quickly, and without an experienced Arkansas car accident attorney on your side, you might be left with the bills. The leading cause of bankruptcy in America today is unpaid medical bills. Getting the connection yet? Unfortunately, some of our bankruptcy clients wouldn’t be filing for bankruptcy at all if they had secured a lawyer to handle their personal injury claim.

Don’t let that happen to you.

If you’ve been injured in a car accident, give us a call immediately for a free consultation. Our experienced Arkansas car accident attorneys will fight to get you every dollar you deserve for your injury claim so that you never have to worry about whether or not you can pay your bills.

One of Arkansas’ Best Places to Work

by Richard Atkinson | July 29th, 2016


For the second year in a row we are excited to announce we are a finalist for Arkansas Business Best Places to Work. It’s a great honor to be a repeat finalist for this award. Our employees are very important to us and we try to show our appreciation to them all during the year. We work hard to provide employees with exceptional benefits and additional guidance in all areas of life.

The survey and awards program identifies, recognizes, and honors the best employers in Arkansas.  29 great companies made this years’ list.

Companies from across Arkansas entered the two-part survey process to determine the Best Places to Work in Arkansas. The first part comprised evaluating each company’s workplace policies, practices, philosophy, systems, and demographics. This part of the process was worth 25% of the total evaluation. The second part comprised an employee survey to measure the employee experience and was worth 75% of the total evaluation. The combined scores determined the top companies and their final rankings. Best Companies Group manages the overall registration and survey process in Arkansas, analyzes the data, and determines the final rankings.

The employee surveys tell us what our employees think about our performance.  We can see what we do well and what could be done better. This is not only an award, but a tool we use to improve as a firm.

The winners in each category, large and small business, are going to be announced at an event in September and published in the September issue of Arkansas Business.

At Rainwater, Holt & Sexton our priority is our always our client.  Through the years we have learned that happy employees work hard for our clients.  For us it’s just another piece of what goes into running a client focused law firm.

Rising Life Insurance Premiums May Be Fraud

by Cary Graham | July 25th, 2016

Life insurance fraud is one of those case types we wish didn’t exist, because that would mean hardworking folks in Arkansas aren’t being taken advantage of by life insurance companies. Unfortunately that’s not our reality.

Here’s how life insurance company fraud works.

You secure a life insurance policy to protect your family in the event of your death, and pay the premiums regularly to keep the policy active. Then one day, perhaps years down the road, you get a notice informing you that your premiums are skyrocketing, leaving you with 3 options:

  1. Cancel the policy.
  2. Pay the inflated premiums for the exact same policy.
  3. Forfeit the life insurance policy savings you’ve accumulated.

If you’ve received a notice that your life insurance policy premiums are going up for the same level of benefits, you may be the victim of life insurance company fraud. Give our life insurance fraud lawyers a call immediately to find out what steps you can take to protect yourself and the policy you’ve paid good money for. At Rainwater, Holt & Sexton, we’ve dedicated our careers to protecting the good people of Arkansas from greedy insurance companies, and we’re ready to do the same for you.

Click on the icons to learn more about the recognition we’ve received for our high-quality legal service.